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Our fees at a glance

Wealth Management

Manage your untied assets with ETF and confidence. Fully customized strategy.

Minimum

CHF 8'500

FX Markup

About 0.1%

External Product Costs (TER)

About 0.13%

Integrations

Pillar 3a and child portfolios just a click away. Choose between two custodian banks.

Pillar 3a

Enjoy the long-term benefits of ETFs and tax-privileged index funds.

Minimum

CHF 1'000

Fees

0.0%

FX Markup

0.0 - 0.1%

External Product Costs (TER)

About 0.13%

Interest rate on cash

1.25%

Child Portfolio

An ETF portfolio in the child's name, low fees, an investment in the future.

Minimum

CHF 1'000

FX Markup

About 0.1%

External Product Costs (TER)

About 0.13%

Account holder

Account belongs to the child, anyone can deposit.

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See it for yourself

True Wealth is secure, easy to use, and has the lowest total fees of any robo advisor in Switzerland.

True Wealth fees

0.25
%
per year
Untied assets
80’000CHF
085009000100002000030000400005000060000700008000090000100000200000250000300000400000500000530000560000600000650000700000750000810000880000960000100000011000001200000140000015000001700000200000022000002600000300000035000004200000510000063000008000000
Pillar 3a
80’000CHF
010002000300040005000600070008000900010000150002000030000400005000060000700008000090000100000150000200000250000300000350000400000450000500000
Child portfolio
0CHF
010002000300040005000600070008000900010000150002000030000400005000060000700008000090000100000150000200000250000300000350000400000450000500000
True Wealth fees0.25%
Ø product costs (ØTER)0.15%
Total0.40% per year
See pricing in detail

0.15 percent per year.

That makes True Wealth seven times cheaper than the average retirement fund.

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Keep more for your future self

True Wealth fees in detail

High fees are detrimental to your returns. In today's low interest world more than ever. This is why we keep costs as low as possible. We select the most cost efficient investments.

You pay

True Wealth fee
0.25% – 0.50% per year

Annual fee for the untied assets that we charge for our services on the amount invested. True Wealth does not charge any fee for 3a assets.

Product costs (TER)
On average 0.13%* per year

We constantly strive to reduce external product costs. Total Expense Ratio (TER) includes all costs that are charged by fund issuers and providers.

More about TER

* Maximum product costs for the global portfolio. For the sustainable portfolio, average TER is 0.21%.

Swiss stamp duty may apply.

Why you save money with True Wealth

Forex

Optimised forex (FX) handling

We strive to avoid unnecessary FX exposure when selecting ETFs and our algorithms are optimized to keep the required FX volume as low as possible. True Wealth does not charge a premium for necessary FX transactions. Custodian banks offer competitive rates: Markups as low as 10 basis points or 10 pips (percentage points) over the interbank rate, or as low as approx. 0.10% of the FX transaction volume.

Spreads

Low spreads

All trading orders are managed by True Wealth specialists to assure the lowest possible spreads (difference between bid and ask prices). Over time this contributes additional returns to the overall performance.

Pooling and netting

Pooling and netting of 3a assets

True Wealth prevents numerous trading transactions on the stock exchange by pooling and netting. This leads to cost savings that we can pass on in full to our clients.

Fees for investments of untied assets above CHF 500'000

below CHF 500’0000.50%
from CHF 500’0000.49%
from CHF 530’0000.48%
from CHF 560’0000.47%
from CHF 600’0000.46%
from CHF 650’0000.45%
from CHF 700’0000.44%
from CHF 750’0000.43%
from CHF 810’0000.42%
from CHF 880’0000.41%
from CHF 960’0000.40%
from CHF 1’000’0000.39%
from CHF 1’100’0000.38%
from CHF 1’200’0000.37%
from CHF 1’400’0000.36%
from CHF 1’500’0000.35%
from CHF 1’700’0000.34%
from CHF 2’000’0000.33%
from CHF 2’200’0000.32%
from CHF 2’600’0000.31%
from CHF 3’000’0000.30%
from CHF 3’500’0000.29%
from CHF 4’200’0000.28%
from CHF 5’100’0000.27%
from CHF 6’300’0000.26%
from CHF 8’000’0000.25%

Questions & Answers

We are happy to answer any question you may have. You can find the most frequently asked questions right here.

Do you have any questions? Check out our Helpcenter!

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Ready to invest?

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Not sure how to start? Open a test account and upgrade to a full account later.

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