How do you invest your money?

  Traditional wealth management Online trading Savings account True Wealth
Minimum investment CHF 50'000 to 500'000 CHF 0 to 2'000 - CHF 8'500
Costs 0.75-1.5% base cost + third-party fees and hidden costs At least 0.1% per trade + custody fees - 0.50%
Convenience Very time consuming Requires time and knowledge Easy to set up Easy to set up and very user-friendly
Withdrawals Once a week to once every three months depending on your contract Trading required prior to withdrawal Monthly limits + 3-6 month notice periods Anytime within 3-7 days – No limit
Potential global returns High participation, but high fees reduce your returns Reduced long-term potential No High participation

Radically lower costs. Year after year.

We believe that costs must not stand in the way of decent returns. This is why we only select investment instruments with the lowest costs and strive to have our processes fully automated. Thus we can often push total costs to below one percent. A tiny difference at first glance. But if you add interest and compound interest, the long-term benefit is substantial.

Investment Amount

CHF

Assumed portfolio return Assumed return of the investment portfolio before any costs.

5.00 % per year

True Wealth Our wealth management fee is 0.5% per year on the average amount of assets. Our fee includes all transaction costs (brokerage) as well as the FX-Markup. In addition, there will always be product costs, with our choice of ETFs, however, only around 0.25%

% per year

Private Banking The direct costs of a traditional wealth management mandate may vary widely. Total costs below 1% are very rare, though.

% per year

Additional return in 20 years The compounding effect magnifies costs benefit massively in the long term.

CHF

Don't try to beat the market

Invest passively. Few investors outperform the market. For every investor who does, there is another who loses out. Even for professionals it's a zero-sum game in the long run.

Be part of it. The economy will grow in the long term. Not by the same amount each year, and not everywhere to the same extent. Only those who invest can benefit from this growth, even better so without stock picking or market timing. Those who don't invest though will only experience one effect: inflation eroding their wealth.

Curious about our investment approach?

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Let markets do the work for you

Sit back and relax. There are many investment instruments today that passively replicate an index. They offer a cost-efficient way to participate in the market and we've selected the best of these instruments for you.

Automated portfolio management. Together with you, we tailor your investment strategy to your personal needs and recommend a portfolio that perfectly matches your personal return targets and risk tolerance ‐ and that you can adjust according to your personal preferences.

All done online ‐ in less than 10 minutes.

Sign up for Virtual Test Account

Our independence for your assets

We are independent in our investment decisions and act exclusively in your interest. We select brokers, banks and investment products based on one aspect only: what is best for your assets? This means:

  • No kickbacks.
  • No in-house investment products.
  • Transaction costs included
  • No product distributorships

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Security of the highest order

  • 128-bit encryption: an online platform that is more secure than bank secrecy.
  • Swiss client confidentiality: discretion is the law.
  • Your assets with the custodian bank will always remain invested in your own name.
  • Access your money at all times and deposit and withdraw funds whenever you want.
  • Independent custodian: we invest your money, but you can access it at any time.
  • Custodian bank: Saxo Bank (Switzerland) Ltd, with Swiss banking license and deposit protection up to CHF 100,000.

Any questions? Give us a call!

You have questions or want to give us some feedback? No problem. You can reach us Monday to Friday from 9am to 6pm under +41 44 508 70 17 or via E-Mail at support@truewealth.ch.