The child portfolio
Building wealth for children and young people
With the child portfolio from True Wealth, you can invest in ETFs for children easily, transparently and cost-effectively – just as you do for yourself. From the beginning, the portfolio belongs to the child. It is converted to a regular portfolio at age 18 without any need for additional transfers.
Try it out:
Traditional savings accounts offer hardly any returns these days
Many banks offer children and youth savings accounts a so-called preferential interest rate. It sounds great but falls far short of the earning potential of equities. With True Wealth, children benefit from attractive returns on the stock market, optimally profiting from the power of compound interest.
A children's investment account should be as simple as a piggy bank
High and hidden fees, complex products, and bureaucracy deter many parents. Opening an account with True Wealth is, however, child's play. It’s quick and comes without paperwork.
Financial freedom should start today – not later
Those who invest early lay the foundations for long-term financial freedom for the next generation. Children have the longest investment horizon – they should use it. At True Wealth, parents can create a customised portfolio for or with their child, and from the very beginning, it belongs to the child.
The True Wealth children's portfolio: a wise, long-term gift
Entirely in your child’s name, with the portfolio handed over as soon as the child reaches adulthood.
Individually customisable: An investment strategy that matches your child's risk profile and goals
The choice is yours: Use the drilldown function to individualise your child's investment strategy – or let the portfolio work smartly and efficiently for you.
Saving together for your child: Every contribution is listed transparently and by name
Everyone can contribute: uncles, aunts, godparents, grandparents, or close family friends. Each contribution is displayed with the donor's name so your child can thank them personally.
Take advantage of the long investment horizon
Returns instead of micro-interest
Monthly deposit of 100 CHF
UBS, Raiffeisen, Postfinance, ZKB and many other Swiss banks refer to it as preferential interest when they advertise children’s and youth savings or gift accounts. The rate might indeed be a little higher – relatively speaking. But this still doesn't generate the higher returns you can expect from equities. So do not miss out on this opportunity.
However, all investments are subject to a risk of loss, especially in the case of a short investment horizon.
True Wealth: secure, easy to use, and with radically low costs – so there's more left for your children's future.
True Wealth fees
| True Wealth fees | 0.50% |
| Ø product costs (ØTER) | 0.15% |
| Total | 0.65% per year |
Invest together, pay less:
Thanks to volume discounts, parents and children benefit – the more you invest, the less you pay.
Your benefits with the ETF children's portfolio
Why the True Wealth child portfolio?
- In the child’s name: The children's portfolio belongs to the child from day one. At age 18, it becomes a standard investment portfolio – no sales, no transfers.
- Own login details: Children can log in to their portfolio at any time, experience market fluctuations and learn how to manage them.
- Sound strategies: Children’s portfolios are based on the same principles as adult portfolios.
Why parents trust True Wealth:
- Swiss quality standards for your investment: Your investments are managed according to the highest regulatory standards.
- Leading Swiss robo-advisor: Over 30'000 clients and more than 1.9 billion Swiss francs in assets under management.
- Intuitive operation: Get a complete overview with a user-friendly platform accessible even via smartphone, requiring no prior knowledge or financial expertise.
Discover these additional offers:
Free Assets: Flexible investments for your discretionary assets.
Pillar 3a: Growth-oriented and tax-optimised pension provision.
Frequently asked questions & answers
Child portfolio
All advantages at a glance:
- Radically low fees
- Individual investment strategies
- Portfolio in the child’s name
Everyone can contribute
By having access to their own portfolio, children and young people learn from the outset that the best strategy is to invest for the long term.
Got questions or need help? Our FAQs will help you make a decision.