Environment
Environmental protection, climate change, resource scarcity, and biodiversity.
Sustainable investing in line with your values
Sustainable investing with ETFs. Cost-effective, transparent, and free of greenwashing.
Sustainable investing with ETFs
When you invest sustainably with us, we construct your equity portfolio preferably from ETFs on sustainable indices such as the MSCI SRI indices. SRI only includes the top 25 percent of companies in an industry with the highest ESG rating. The three pillars of ESG are:
Social responsibility
Occupational safety, health protection, employee rights, and compliance with ESG standards among suppliers.
Governance
Corporate governance, risk management, accountability, and ethical business practices.
Companies that generate a significant portion of their revenue in the following sectors are generally excluded from the screening process:
Controversial weapons
Nuclear power
Alcohol, tobacco
Gambling
Mining of thermal coal
Adult entertainment
Transparent, so you can make informed decisions
Sustainable ETFs aim to achieve returns comparable to those of their conventional counterparts over the long term. Let’s look at the historical returns of these indices:
Performance of selected MSCI equity indices
Annualised net total return over 5 years
Conventional
Sustainable (SRI)
Source: Bloomberg. Data as at 31.12.2025. Performance data in USD, except for Europe, which is in EUR. The MSCI SRI Select Reduced Fossil Fuels sub-index (with a 5% issuer cap) forms the basis of the sustainable index.
What you can realistically expect
Sustainable investing should not be seen as a substitute for sustainable action and political decisions. ESG investments can certainly make sense if they make your investments more compatible with your ethical principles. However, you should not assume an impact beyond this or an excess return with a liquid portfolio based on sustainability criteria (more on this in the blog Greenwashing: The limits of ESG and impact investing).
Potential return
Close to conventional ETFs. SRI indices lagged slightly behind from 2021 to 2025.
Costs
Product costs (TER) starting at 0.21%. Our fee remains between 0.25% and 0.50%.
Effect
Combines investing with a focus on values. Does not guarantee above-average returns and is not a substitute for making your own investment decisions.
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Learn more about sustainability at True Wealth
Learn more about sustainable investing. In our articles, you’ll find out more about the methodology, limitations, and opportunities of ESG investing.
Greenwashing and the limits of ESG
The world of investing has changed dramatically in recent years, as more and more people and companies are aligning their investments with sustainability. But is sustainable investing truly sustainable, or is it more style than substance?
#7 Does sustainable investing work?
31.10.2023
How do I choose a sustainable investment strategy?
Two universes. Your choice.
You can easily select a sustainable investment strategy in our app or in the desktop version of our investment solution. There are two investment universes to choose from: the global universe and the sustainable universe.
Global universe
The global investment universe is designed to deliver optimal returns at low costs. The composition of the majority of the instruments used is determined based on market capitalization.
Sustainable universe
The sustainable investment universe also includes instruments with a higher-quality profile in the environmental, social, and corporate governance (ESG) areas. To this end, instruments that track an SRI (Socially Responsible Investing) index are used.
Both options are available in the app. You can switch between them at any time.
Get started today
Not sure where to start? Open a demo account now and upgrade it to a live account later.
