I have opened an account. What is the next step?

The first step after opening an account is the risk profiling, which we carry out using our online questionnaire.

On this basis, we propose a customized, globally diversified portfolio that you can accept directly or adjust within your risk range. More Swiss equities? Or no commodities? No problem, our investment solution adapts to your wishes.

Market movements can cause your portfolio to deviate from the defined investment mix over time. That's why we keep your portfolio on track with rebalancing. This means that we buy or sell the appropriate investment instruments (ETF or index funds) for you to restore the original balance. Of course, we don't do this too often – after all, every transaction costs you some of your return (we deduct any trading commissions from our asset management fee; however, a bid-ask spread is unavoidable).

Are you investing additional money? This will be invested in accordance with the defined investment mix. When payments are made, the securities are sold on a pro-rata basis.