What is the True Wealth portfolio for children?

The child or youth portfolio is the new piggy bank for everyone aged 0 to 17: unbreakable and with significantly better return opportunities.

The True Wealth Child Portfolio is a genuine child portfolio: the account is set up in the child's name, the money is the child's asset, and the parents retain control until the child reaches the age of majority. In addition, the investment strategy is optimized to the individual needs of the child.

Furthermore, grandparents, friends, and other relatives can also make payments into the child's account, and all incoming payments are noted by name.

Withdrawals are of course possible, provided that the money is transferred to another child account that is also in the child's name.

Parents or legal guardians retain control of the account until the child reaches the age of majority. After that, it is transferred to a regular adult portfolio. This transition is seamless and does not involve the liquidation of securities, which saves costs and stamp duty.

The child and youth portfolio is easy to use and is based on True Wealth's proven ETF-based wealth management technology. You can set up a separate login for your child so that they can create their own investment proposals and learn about the markets. In this way, the child portfolio provides financial education through personal experience. As parents, however, you always retain full control over the investment strategy.

With the adult-child combination, you also benefit from reduced wealth management fees (0.25 percent instead of 0.50 percent) if you and your child reach the corresponding discount level. You can find the fee table under «Pricing».

In the video podcast, True Wealth CEO Felix Niederer explains the child portfolio in more detail: «Child portfolio: Investing for and with children».