What is the True Wealth portfolio for children?

The children's or youth portfolio is the new piggy bank for everyone from 0 to 17 years of age: unbreakable and with significantly better potential returns.

The True Wealth Child Portfolio is a real child portfolio: the account is in the name of the child, the money is legally protected (or tied) children's assets, the parents retain control until the child comes of age, and the investment strategy is optimized for the child's individual needs.

In addition, grandparents, friends and other relatives can also make payments to the child's account and all incoming payments are recorded by name.

Protected child account means: The portfolio is legally protected and no disbursement is possible before the child comes of age. (Of course, you can close the portfolio at any time and have the money transferred to another child account also in the name of the child.)

Parents or guardians retain control until the child reaches the age of majority, after which the account is transferred to a regular adult portfolio. This happens seamlessly and without liquidation of securities, which saves costs and stamp duty.

The child and youth portfolio is easy to use and is based on True Wealth's proven ETF-based asset management technology. You can give your child their own login so that they can make their own investment suggestions and get to know the markets. However, you as a parent always retain full control over the investment strategy.

What's more, the adult-child combination allows you to benefit from reduced asset management fees if you and your child reach the corresponding discount level. Find out more under «Our fees at a glance».