Our blogs provide you with everything you need to know about occupational pension plans (BVG) in Switzerland and how to make the most of your pension fund.

Everything you need to know about the 2nd pillar

Contributions from employees, employers, and long-term positive investment returns ensure that you have saved up a considerable amount of retirement capital by the end of your working life. The question now is how you would like to receive this money.

What needs to be considered in different life situations, when is it particularly worthwhile to make a purchase into the pension fund, and when do vested benefits accounts come into play?

Occupational pension plan throughout life

Almost all employees and some self-employed persons are insured in a pension fund. Many questions and political debates revolve around the so-called second pillar. The following blog addresses key points.

Introduction to occupational pension plans (BVG)

#49 Wie lese ich meinen Pensionskassenausweis richtig?

Every year, you receive a personal pension statement from your pension fund. But be honest: have you ever taken a close look at it? For many people, their pension fund savings are their largest asset – and the statement contains important information that can help you better understand and optimize your retirement provision.

#49 How do I read my pension fund statement correctly?

Wer in der Schweiz angestellt ist und einen Jahreslohn von über 22’050 Franken erzielt, ist obligatorisch gemäss BVG versichert. Man bezeichnet diesen Mindestlohn als Eintrittsschwelle.

Es kann aber sein, dass Sie Beitragslücken haben, weil Sie zum Beispiel nicht Ihr ganzes Leben lang in die zweite Säule eingezahlt haben.

Diese Lücken können durch freiwillige Einkäufe in die Pensionskasse geschlossen werden. Ein oft genanntes Argument dafür sind die Steuervorteile.

Aber lohnt sich ein freiwilliger Einkauf wirklich? Und was sollten Sie dabei beachten?

Über das und mehr sprechen wir im heutigen Coffee Break.

Hast du Fragen oder Anmerkungen? Hinterlasse dein Feedback in der Kommentarspalte oder schreibe uns eine E-Mail. 

Möchtest du mehr über online Vermögensverwaltung erfahren? Dann besuche unsere Webseite:
https://www.truewealth.ch/de/blog/freiwillig-in-die-2-saeule-einzahlen-lohnt-sich-das?utm_source=vimeo&utm_medium=organic_social&utm_campaign=podcast_freiwillig_saeule_2_einzahlen

#vermögenverwaltung #investieren #truewealth #pensionskasse #vorsorge #etf

#35 Freiwillig in die 2. Säule einzahlen: Lohnt sich das?

In Switzerland, employees pay contributions to their pension fund together with their employer. These contributions are crucial for retirement provision and are intended to ensure a person's standard of living in old age. But what happens if there are gaps in contributions during a person's professional career?

#35 Voluntarily paying into the 2nd pillar: is it worth it?

2nd pillar (BVG)

Pension fund withdrawal: How to do it

Occupational pension plan throughout life

Introduction to occupational pension plans (BVG)

#49 How do I read my pension fund statement correctly?

#35 Voluntarily paying into the 2nd pillar: is it worth it?