Help Center Pillar 3aDoes True Wealth use any withholding-tax-exempt index funds in pillar 3a?

Does True Wealth use any withholding-tax-exempt index funds in pillar 3a?

Yes, withholding tax-neutral index funds are used for Swiss investments. Although the fund provider must initially remit the withholding tax to the federal authorities, the pension foundation can reclaim it from the Federal Tax Administration, as is the case with our pension foundation.

For foreign investments, particularly U.S. stocks and global real estate stocks (REIT World), withholding tax-exempt index funds are part of our investment universe.

As a result, our pillar 3a investment solution is more efficient than any other pillar 3a offering we are aware of in Switzerland, taking into account all costs, interest, and tax effects.

Would you like to learn more about withholding tax-exempt index funds and why True Wealth uses them in the 3rd pillar? Click here for the video podcast with Felix Niederer.

More questions in "Pillar 3a"

Why should you choose True Wealth's Pillar 3a?Does True Wealth also offer a Pillar 3a app?How long does it take to open my Pillar 3a with True Wealth?Is there a minimum contract term with True Wealth?Can I also use True Wealth's Pillar 3a without investing in free asset management?At what age can I start paying into Pillar 3a?Can I make retroactive contributions/purchases to a pillar 3a account?Can I continue to pay contributions into Pillar 3a after retirement?How much does True Wealth's Pillar 3a cost?Why is True Wealth able to offer a securities-based Pillar 3a for free when other providers charge?Will I get the Swiss withholding tax on Pillar 3a investments back?How can True Wealth offer an interest rate of 0.35 percent?Is True Wealth planning to increase fees in the future?Where can I find the tax return documents?How large are the FX spreads on Pillar 3a from True Wealth?How often is interest paid out, and where can I see this information?Pillar 3a processing dates over the 2026/2027 holidays Can I also transfer my 3a accounts from other providers to True Wealth?How much money should be in each Pillar 3a account?For what reasons can Pillar 3a be paid out early?Is it possible to transfer my Pillar 3a from True Wealth to another provider?When can I liquidate my Pillar 3a?How can I withdraw my Pillar 3a?What happens to Pillar 3a in the event of death?How is the Pillar 3a payout taxed?Until when do the Pillar 3a funds have to be withdrawn at the latest?Does True Wealth's staggered withdrawal system guarantee me a maximum tax deduction?Where can I see how my pillar 3a assets are distributed among the various accounts?What happens to my Pillar 3a if I leave Switzerland?What is the maximum amount for pillar 3a in 2026?I am self-employed and can pay more than CHF 7’258 into my Pillar 3a. Is this possible with True Wealth?I already use True Wealth's Pillar 3a and have paid in the maximum annual contribution. Now I would like to transfer an additional amount from another provider to True Wealth. How does this affect the staggering of the accounts?Why can't different investment strategies be chosen for the untied assets and the Pillar 3a?Does the deposit insurance also apply to my Pillar 3a assets?How exactly does True Wealth's automatic account staggering work?Why aren’t past returns a reliable indicator of future returns?If True Wealth opens at least five 3a accounts and I have additional 3a accounts with other providers, is that a problem?Does True Wealth also use fractional shares?Can I hold the same number of shares and the same amount of foreign currency in my Pillar 3a as in my free assets?What are pooling and netting, and how do they benefit me as a customer?Does True Wealth engage in securities lending in Pillar 3a?I want to be 100% invested in cash for the moment. How can I adjust my investment strategy?Where can I view the regulations of the 3a Digital Pension Foundation?Where is the «Pension Foundation 3a Digital» based and how is it supervised?How is True Wealth regulated, and where are my pension assets held?Which is better for Pillar 3a, ETFs or index funds?

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