At what age can I start paying into Pillar 3a?
First of all: Due to the long investment horizon, it is worthwhile to start saving for securities in the third pillar as early as possible after reaching the minimum age.
As soon as you have an income subject to AHV contributions and have reached the age of 17, you can start making 3a contributions on the following January 1.
Example: Luca is an employee, born in 2005 and will turn 18 on 01.08.2023. He may open a 3a account from 01.01.2024.