How large are the FX spreads on Pillar 3a from True Wealth?

At True Wealth, the FX spreads incurred when trading ETF or index funds in foreign currencies are only 10 pips (percentage in point), which is around 0.1% for the currency pairs we use. This is very low compared to other providers, for which these are typically five times higher.

Some ETFs and index funds on foreign asset classes are not only tradable in the currency of the target market (USD, EUR or GBP), but also in CHF. Since we do not earn anything on the FX spreads, we are independent in the choice of trading currency and in many cases (if the conditions are otherwise comparable) trade the investment instruments in CHF, for the benefit of your investment return.

More questions in "Pillar 3a"

How is True Wealth regulated and where are my pension assets held?Does True Wealth also use fractional shares?For what reasons can Pillar 3a be paid out early?Can I also transfer my 3a accounts from other providers to True Wealth?Where can I view the regulations of the 3a Digital Pension Foundation?What are the advantages of holistic asset management and why is only one investment strategy possible?Does True Wealth plan to also use withholding tax-exempt index funds in Pillar 3a?I am self-employed and can pay more than CHF 6'883 into my Pillar 3a. Is this possible with True Wealth?What is the maximum amount I can pay into my 3rd pillar?When can I liquidate my Pillar 3a?How is the Pillar 3a payout taxed?How can True Wealth offer an interest rate of 1%?Where can I find the tax return documents?How can I withdraw my Pillar 3a?What is Pillar 3b?How much money should be in each Pillar 3a account?Is there a minimum investment amount?Do currency-hedged investment instruments incur additional costs?How long does it take to open my Pillar 3a with True Wealth?By when do you have to withdraw the Pillar 3a?What happens to Pillar 3a in the event of death?Which is better for Pillar 3a, ETFs or index funds?How exactly does True Wealth's auto top-up system work?What is Pillar 3a?Why are past returns not an indicator of future returns?Is there a minimum contract term with True Wealth?Is True Wealth planning to increase fees in the future?Does True Wealth engage in securities lending in Pillar 3a?Why should you choose True Wealth's Pillar 3a?Is there also a Pillar 3a app?How much does True Wealth's Pillar 3a cost?The cost regulations of the pension foundation mention an administrative fee. Why does the website say that the offer is free of charge?Is my money safe and does the deposit guarantee also apply to my Pillar 3a assets?Where is the registered office of the Pension Foundation 3a Digital and how is it supervised?Can I have my Pillar 3a transferred from True Wealth to another provider?Why are currency-hedged ETFs or index funds used in some cases?What is pooling and netting and how does it benefit me as a client?How often does the rebalancing of the Pillar 3a account take place?I already use True Wealth's Pillar 3a and have paid in the maximum annual contribution. Now I want to transfer an additional amount from another provider to True Wealth. How does this affect the staggering of the accounts?Why is True Wealth able to offer a securities-based Pillar 3a free of charge, while other market participants charge for it?Can I hold the same number of shares and the same amount of foreign currency in my Pillar 3a as in my free assets?

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