How much does True Wealth's Pillar 3a cost?

True Wealth’s Pillar 3a offering is free of charge, and no welath management fees are charged on the invested pension assets. The 3a cash component earns interest at a rate of 0.35 percent per annum (as of April 2026). Custody account management is also free of charge, and no trading commissions apply.

The investment instruments (ETFs and withholding tax-exempt index funds) charge all investors the product costs (TER) directly within the fund—regardless of whether you place them individually in a custody account or have them managed by us. On average across our portfolios, these amount to approximately 0.13 percent for the global investment universe and 0.21 percent for the sustainable investment universe.

Thanks to pooling and netting, we can avoid numerous stock market transactions and reduce the remaining costs (e.g., for currency conversions or the federal stamp duty) to a minimum. The remaining foreign exchange transactions are executed on favorable terms: 10 pips or 0.1 percent of the foreign exchange transaction volume.

True Wealth does not distinguish between new and existing clients. Our attractive terms apply to everyone.