How much does True Wealth's pillar 3a cost?

True Wealth's pillar 3a is free of charge: no wealth management fees are charged on invested pension assets, custody account management is free, and there are no trading commissions. The cash portion earns interest at 0.35 percent p.a. (as of April 2026).

For the instruments used (ETFs and withholding-tax-exempt index funds), only the product costs (TER) apply, which are deducted directly from the fund assets. Across portfolio averages, these amount to around 0.12 percent for the global universe and 0.21 percent for the sustainable universe.

Thanks to pooling and netting, we aggregate orders, avoid unnecessary stock exchange transactions, and reduce ancillary costs – such as the Swiss federal stamp duty – to a minimum. Necessary foreign exchange transactions are executed at favorable rates: 10 pips (0.10 percent of the transaction volume).

Transparent and fair: True Wealth does not distinguish between new and existing clients – our terms apply to everyone without exception.