Help CenterPillar 3aWhat are the advantages of holistic asset management and why is only one investment strategy possible?
What are the advantages of holistic asset management and why is only one investment strategy possible?
In order to make it as simple and effortless as possible for our clients to invest simultaneously in free assets and in the third pillar, we only manage one risk profiling and only one investment strategy per client. From a portfolio theory point of view, there are also several reasons for managing only one investment strategy. Last but not least, our approach also helps to protect against the effect of so-called mental accounting. Opening a second portfolio with a different risk strategy is therefore not possible.
More questions in "Pillar 3a"
I am self-employed and can pay more than CHF 7’056 into my Pillar 3a. Is this possible with True Wealth?How often is the interest paid out and where can I see this?I want to be 100% invested in cash for the moment. How can I adjust my investment strategy?What is the maximum amount I can pay into my 3rd pillar in 2023?Does True Wealth plan to also use withholding tax-exempt index funds in Pillar 3a?Can I also use True Wealth's Pillar 3a without investing in free asset management?If True Wealth already opens at least five 3a accounts and I have other 3a accounts with other providers, isn't that a problem?Does True Wealth's staggered withdrawal system guarantee me a maximum tax deduction?How is True Wealth regulated and where are my pension assets held?Does True Wealth also use fractional shares?For what reasons can Pillar 3a be paid out early?Can I also transfer my 3a accounts from other providers to True Wealth?Where can I view the regulations of the 3a Digital Pension Foundation?When can I liquidate my Pillar 3a?How large are the FX spreads on Pillar 3a from True Wealth?How is the Pillar 3a payout taxed?How can True Wealth offer an interest rate of 1%?Where can I find the tax return documents?How can I withdraw my Pillar 3a?What is Pillar 3b?How much money should be in each Pillar 3a account?Do currency-hedged investment instruments incur additional costs?How long does it take to open my Pillar 3a with True Wealth?By when do you have to withdraw the Pillar 3a?What happens to Pillar 3a in the event of death?Which is better for Pillar 3a, ETFs or index funds?How exactly does True Wealth's auto top-up system work?What is Pillar 3a?Why are past returns not an indicator of future returns?Is there a minimum contract term with True Wealth?Is True Wealth planning to increase fees in the future?Does True Wealth engage in securities lending in Pillar 3a?Why should you choose True Wealth's Pillar 3a?Is there also a Pillar 3a app?How much does True Wealth's Pillar 3a cost?The cost regulations of the pension foundation mention an administrative fee. Why does the website say that the offer is free of charge?Is my money safe and does the deposit guarantee also apply to my Pillar 3a assets?Where is the registered office of the Pension Foundation 3a Digital and how is it supervised?Can I have my Pillar 3a transferred from True Wealth to another provider?Why are currency-hedged ETFs or index funds used in some cases?What is pooling and netting and how does it benefit me as a client?How often does the rebalancing of the Pillar 3a account take place?I already use True Wealth's Pillar 3a and have paid in the maximum annual contribution. Now I want to transfer an additional amount from another provider to True Wealth. How does this affect the staggering of the accounts?Why is True Wealth able to offer a securities-based Pillar 3a free of charge, while other market participants charge for it?Can I hold the same number of shares and the same amount of foreign currency in my Pillar 3a as in my free assets?
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