Does True Wealth's staggered withdrawal system guarantee me a maximum tax deduction?

Under current regulatory conditions, it is often more tax-efficient to spread the withdrawal of 3a funds over five years to avoid progressive taxation, rather than withdrawing the entire amount in a single tax year. Our automatic staggering of 3a payments across up to five accounts helps you manage your withdrawals more flexibly.

Of course, True Wealth cannot guarantee that this distribution of pension capital across multiple accounts will result in the maximum tax deduction at the time of withdrawal.

Please note that tax practices regarding the withdrawal of pension funds vary from canton to canton. For example, some cantons – but not all – apply a progressive tax rate to pension lump-sum payments in addition to the direct, progressive federal tax. Therefore, we recommend that you check with your tax authority well in advance. With our solution, we aim to ensure you have maximum flexibility for future lump-sum withdrawals – even if you do not yet know which canton you will be in or the exact timing of the withdrawal.